CAIPNJ Websurf ~ Jay Hancock of the Baltimore Sun Writes A SCATHING Article Concerning The Abusive Debt Collection Industry!

1/21/10

Jay Hancock (pictured left) of the Baltimore Sun digs in to abusive Debt Collection Companies like NJ/NY Debt Collector abuser Pressler & Pressler, Mann Bracken, Wolpoff & Abramson and others. From The Baltimore Sun;

Debt hounds wind up chasing their own tails

"If anybody was to have made a killing in the economic crisis, it should have been debt collectors. With consumers going bust at the worst rate in decades, who likelier than the debt hounds to score a big recession payday?

That they turned out to have been just as incompetent, compromised and insolvent as everybody else might be all you need to know about the economy.

In a tawdry coda to the financial crash, one of the nation's biggest debt-collection law firms has gone belly-up, just like many of the people it had been dunning. Rockville-based Mann Bracken has ceased operation. Maryland judges are tossing out tens of thousands of collection cases the firm was handling.

The country's most promising growth industry - harassing unsophisticated consumers - has fallen on hard times. Even the recession business is having a recession."

And it gets even better! Read the full article from the Boston Sun HERE.

CAIPNJ Websurf ~ Al Gore Thinks You Are Dumb!

CAIPNJ Websurf ~
Al..LOL..Gore..LOL..Reads..His..Global..LOL..LOL..Warming..
LOL..Poem..Because..He..Thinks You Are All Stupid And Need
To Be Talked Down To And Treated Like Kids!

CAIPNJ SAYS ~ Thank You Jesse!

Pressler & Pressler Employee Erin Regit Of Randolph Arrested On Drug And DWI Charges In Washington Township, New Jersey!

*DADDYS LITTLE GIRL AINT A GIRL NO MORE!
SJ Mills
CAIPNJ.ORG
12/9/09 **REPOST**

An employee, (pictured to the left from her FaceBook page) of the New Jersey Collection Agency known as Pressler & Pressler of Parsippany was recently stopped and charged with "driving while intoxicated, reckless driving, failure to keep right and possession of CDS in a motor vehicle" in the Township of Washington, New Jersey.

In the article from the Daily Record HERE, "Police were conducting field sobriety tests on Erin Regit of Randolph, who was pulled over on Route 46 for a motor vehicle violation around 1:20 a.m. Friday, when they noticed passenger, Brian Hamilton of Hackettstown, smoking marijuana as a way to destroy it, police said."

Erin Regit, who is the daughter of John Regit and part-time Employee of the Collection Agency of Pressler & Pressler was released and due in Municipal Court on July 10, 2009 to answer to the charges of "driving while intoxicated, reckless driving, failure to keep right and possession of CDS in a motor vehicle."

CAIPNJ has recently shown in the articles of "NJ Debt Goons Pressler & Pressler "Are A Bunch Of Alcoholics Who Like To Get Wasted To The Point Of Blacking Out" And Possibly Drive NJ Roads Drunk!", how the scourge of Pressler & Pressler are referred to as "A Bunch Of Alcoholics Who Like To Get Wasted To The Point Of Blacking Out" by one of their own employees, and this situation is COMPLETE VALIDITY!

According to DUIPICTURES;


"New Jersey DWI statutes 39:4-50. Driving while intoxicated

39:4-50 (a) Except as provided in subsection (g) of this section, a
person who operates a motor vehicle while under the influence of
intoxicating liquor, narcotic, hallucinogenic or habit-producing drug,
or operates a motor vehicle with a blood alcohol concentration of
0.10% or more by weight of alcohol in the defendant's blood or
[b]permits another person who is under the influence of intoxicating
liquor, narcotic, hallucinogenic or habit-producing drug to operate a
motor vehicle owned by him or in his custody or control or permits
another to operate a motor vehicle with a blood alcohol concentration
of 0.10% or more by weight of alcohol in the defendant's blood[/b]
shall be subject:

(1)For the first offense, to a fine of not less than $250.00 nor more
than $400.00 and a period of detainment of not less than 12 hours nor
more than 48 hours spent during two consecutive days of not less than
six hours each day and served as prescribed by the program
requirements of the Intoxicated Driver Resource Centers established
under subsection (f) of this section and, in the discretion of the
court, a term of imprisonment of not more than 30 days and shall
forthwith forfeit his right to operate a motor vehicle over the
highways of this State for a period of not less than six months nor
more than one year. For a first offense, a person also shall be
subject to the provisions of P.L.1999, c.417 (C.39:4-50.16 et al.)."
More as this story develops as we will see if Pressler & Pressler help one of their employees, Erin Regit get away with these SERIOUS Crimes!

HERE is the Court Webpage for Washington Township, New Jersey in where you can see that
James M. Demarzo of the Firm of O'Donnell, McCord & DeMarzo is the Municipal Prosecutor, and the Honorable Frank P Leanza of Marshall, Dennehey, Warner, Coleman & Goggin is the Presiding Municipal Judge, and the Court can be reached at the following contact information:

WASHINGTON TOWNSHIP MUNICIPAL COURT

43 Schooley's Mountain Road

Long Valley, NJ 07853

908-876-3852

Do you smell an attempted CoverUp? Could be as Uncle Sheldon Pressler was spotted in Parsippany today with his Brand New WHITE JAGUAR with Florida License Plates. .LEFT. John Regit....father of Erin Regit and Pressler Employee

The State Of New Jersey With NJSBA Lawyers Potentially Liable As Judgments Are Awarded To Entities Who Are In Violation Of N.J.S.A. 45:18-1!

SJ Mills
CAIPNJ.ORG
7/11/08 **REPOST**

In the recent CAIPNJ Article HERE, we showed you how the Middlesex County (UN)Civil Court have been handing out Judgments against New Jersey Consumers to companies who are in violation of N.J.S.A. 45:18-1. This disgusting practice is STILL going on; as you can see in the document HERE from the Middlesex, New Jersey (UN)Civil Court from July 7, 2008.

The Unbonded Debt Collection Companies of Midland Funding LLC, RJM Acquisitions, Laridian Consulting and Pressler & Pressler LLP, with their Co-Conspirator (and son of Stephen "Mummy" Mccabe) Brian McCabe, all had hearings in front of the Middlesex, New Jersey (UN)Civil Court; although they are not licensed to do so; and are performing Criminal Acts against the peace and dignity of the State of New Jersey and it's Citizens by doing so!

N.J.S.A. 45:18-1 states that;
"Anyone who is operating a collection agency or is in the business of collecting or receiving payment for others of any account, bill, or other indebtedness must annually file a Collection Agency Bond Application. The application will attest that a $5,000 bond has been filed with the State of New Jersey as required by statute."

Attorney/Law Firm Liability
The Fair Debt Collection Practices Act SPECIFICALLY mentions that attorneys or any third parties ARE considered a Debt Collector pursuant to;
§ 803. Definitions
(6) The term “debt collector” means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.

There are a few cases as well in where these Attorneys, acting as Debt Collectors ARE IN FACT deemed to fall under the rules and penalties of the FDCPA, and therefore MUST adhere to the Statutes set forth in the New Jersey Collection Agency Statute of N.J.S.A. 45-18.

The CAIPNJ Articles HERE and HERE, which explain recent Ninth Circuit decisions affirming this fact are PROOF POSITIVE that these so called, "Attorneys" who, in the course of normal business are acting as "Debt Collectors", (which you can see this verification on the bottom of the document HERE from the Parsippany, New Jersey Collection Agency/Law Firm of Pressler & Pressler) do fall under the N.J.S.A. 45-18 Statute; there is no argument.

So one might think that these NJSBA Criminal Collectors/Attorneys, who supposedly follow the "Rule of Law" and run rampant like thieves in a Bank through our Court System, would want to know that while Practicing Law in the State of New Jersey, you are NOT protected by the Limited Liability Company(LLC) Act, and are personally liable; pursuant to R 1:21-1B(2) which states that "Any attorney who is a member, employee, agent, or representative of the limited liability company shall remain personally liable for his or her own negligence, omissions, malpractice, wrongful acts, or misconduct, and that of any person under his or her direct supervision and control while rendering professional services on behalf of the limited liability company".

And for those of you Attorney/Collection Agencies who are one in the same, and are practicing under the Limited Liability Partnership, (LLP) (like Pressler & Pressler and numerous others) your fate will/could be much worse as pursuant to R 1:21-1C(2) "an attorney practicing in this State who is a member, employee, agent, or representative of such a limited liability partnership shall not be shielded from personal liability for his or her own negligence, omissions, malpractice, wrongful acts, or misconduct, and that of any person under his or her direct supervision and control while rendering professional services on behalf of the limited liability partnership." and continues that "Any violation of this rule by the limited liability partnership shall be grounds for the Supreme Court to terminate or suspend the limited liability partnership's right to practice law or otherwise to discipline it."

State of New Jersey Liability
So what about the State of New Jersey you ask? How are they liable? Well, when the (UN)Civil Court is handing out Rubberstamped Judgments and giving these Criminal Collection Agencies and Attorneys "carte blanche" to raid bank accounts of Consumers, it is simple and blatantly obvious that when the New Jersey Supreme Court REAFFIRMS that "citizens have a reasonable expectation of privacy, just as New Jersey citizens have a privacy interest in their bank records stored by banks, and telephone billing records kept by phone companies", and "the New Jersey Constitution (Article 1, Paragraph 7) provides Bank Account Holders a reasonable expectation of privacy in their Bank Records" (which have) "become an indispensable part of modern commerce. Like long distance billing records, bank records reveal a great deal about the personal affairs, opinions, habits, and associations of depositors." there are SERIOUS Constitutional Issue here.

A Class Action Lawsuit charging Constitutional & Civil Rights Violations against the State of New Jersey would severely cripple the Economic impedance and virility; and would put New Jersey in to bankruptcy beyond the point of anybodys wildest dreams; all because Anne Milgram, Christopher Christie and/or Governor Corzine choose to be silent on this issue, and it should be publicly noted that I will be the first name on that list if afforded the opportunity in a Class Action Lawsuit against this State for potential violations that I have been subject to concerning my own current Civil Matter with Pressler & Pressler; if instituted.

Frivolous Litigation
Pursuant to the Frivolous Litigation Statute, N.J.S.A. 2A:15-59.1, "A complaint, counterclaim, cross-claim, or defense is deemed frivolous if it was "commenced, used or continued in bad faith, solely for the purpose of harassment, delay or malicious injury." Whether you know it or not, it the duty of your Organization to ensure that the proper licensing is in place when you file a Claim against a New Jersey Consumer; and the Court should ensure as well that the entity presenting a case before them has the "Legal Standing" to present that case to the Court, this is BASIC FUNDEMENTALS OF LITIGATION that are practiced it seems in every other State; except for New Jersey.

You see, as the Debt Collector scourge have been punched in the head recently (HERE, HERE and HERE) by numerous levels of the Judicial System ABOVE THE (UN)Civil Court, we can only hope that the State of New Jersey and the Courts will turn their back on these Pariah, as these Criminals will most certainly "pass the buck" on to the State when/if Lawsuits start flying!

Educate Yourself HERE!

CAIPNJ Breaking News ~ NYC Judge "Considers" Sanctions Against Consumer Abuser Debt Collector Pressler & Pressler For Suing Wrong Person!

11/30/09

You see, this is the difference between New York and New Jersey Civil Judges; (quite frankly it seems like the other 49 States care about their Consumers more than New Jersey does) as the abusive Debt Collectors Pressler & Pressler get caught doing what they do best.)

No doubt hoping for a Default Judgment, T. Andy Lang the New York Collections Lawyer for Sheldon Pressler's Pressler & Pressler didn't expect the Consumer to show up in Court; but when he did things took a bad turn for Pressler & Pressler; (who incidentally are one of the Collection Agencies currently being sued by New York Attorney General Andrew Cuomo.

From the November 27, 2009 New York Times article HERE;

"After trying to settle the case in the hallway — the 11th floor of 141 Livingston Street is an open bazaar of haggling — the collections lawyer realized he had the wrong man. He got Mr. Hoyte to sign an agreement that would end the case against him, but not against the Mark Hoyte who actually owed the $919.

In front of the judge, the lawyer, T. Andy Wang, announced that the parties had reached a stipulation dismissing this Mr. Hoyte from the suit.

Not so fast, said the judge, Noach Dear.

“Why didn’t you check these things out before you take out a summons and a complaint?” Judge Dear asked. “Why don’t you check out who you’re going after?”

Mr. Wang said that Pressler & Pressler used an online database called AnyWho to hunt for debtors.

“So you just shoot in the dark against names; if there’s 16 Mark Hoytes, you go after without exactly knowing who, what, when and where?” Judge Dear asked.

Mr. Wang replied, “That’s why the plaintiff is making an application to discontinue.”

The judge turned to Mr. Hoyte, who works as a building superintendent, and asked him how much a day of lost pay would cost. Mr. Hoyte said $115.

“Do you think that’s fair?” Judge Dear asked Mr. Wang. “That he should lose a day’s pay?”

“My personal opinion,” Mr. Wang said, “would not be relevant to the application being sought.”

The judge said he was prepared to dismiss the case and wanted Mr. Hoyte compensated for lost wages.

“Your honor,” Mr. Wang said, “I’m personally not willing to compensate him.”

No, the judge said; he meant that the law firm, Pressler & Pressler — one of the biggest in the collection industry — should pay the $115. He would hold a sanctions hearing, a formal process of penalizing the law firm for suing the wrong man."

A hearing is set for January in front of Judge Dear. Let's hope that a new wind is coming in New Jersey and Sheldon Pressler and his band of looters get their feet held to the coals as I am left wondering how much more abuse United States Consumers have to endure before these cretin; (under the guidance and direction of Sheldon Pressler) are shut down once and for all! More as this story develops!

Read the entire article from the New York Times HERE.

**UPDATE** Read Article HERE At TheYeshivaWorld With A Picture Of Judge Dear; OUR NEW HERO!

CAIPNJ Weekend Update ~ More Pressler & Pressler Peers In The News For Abusing United States Consumers!

11/28/09

Here Is Some News From Around The US Concerning The Abusive Industry That Is The Debt Collector Industry...

Settlements top $1 million in debt-collection lawsuit

Debt-collection abuses rising, Americans claim Suits favor collectors

State to crack down on rogue debt collectors

First Amendment No Shield for Debt Collectors Gone Bad, Court Says

Calif. debt firm settles Pa. class-action suit

Debt Collection Complaints Up in Baltimore

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